The Twahangana Fund continues to serve as a powerful example of community-driven development in Namibia, supporting low-income communities through affordable housing, savings mobilisation, and livelihood improvement initiatives. Established in 1996, the revolving community-managed fund enables members of the Shack Dwellers Federation of Namibia (SDFN) to access loans for housing construction, land acquisition, and small business development. During the 2024/2025 financial year, the fund recorded a total income of N$35.5 million generated through member loan repayments, grants, donations, and contributions from partners and institutions. Since its establishment, the Twahangana Fund has channelled more than N$444.9 million toward building houses, installing services, and improving livelihoods for low-income households across the country. The report highlights the strong role played by federation savings groups, with more than 100,000 active savers contributing to the sustainability of the fund through regular savings and repayments. The community-led model continues to strengthen financial inclusion, collective ownership, and self-reliance among members. Support from partners such as the Ministry of Urban and Rural Development (MURD), Standard Bank Namibia, FirstRand Namibia Foundation, Ohorongo Cement, and the Pupkewitz Foundation continues to play a critical role in advancing affordable housing and community development initiatives nationwide.